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Does Leasing Your Land for Hunting Require Insurance? (Yes. Here's Why.)

WildPass ยท August 25, 2026

Every state has a recreational-use statute that shields landowners who let people recreate for free. The moment you charge a fee, most of those shields weaken or vanish โ€” which means the income from a hunting lease arrives holding hands with liability you didn't have before.

The exposure

  • Tree stand falls are the most common serious hunting injury โ€” and stands are often the landowner's
  • A guest's guest, a neighbor's kid, a trespasser injured by a hazard you knew about: all potential claims
  • Ordinary homeowner policies frequently exclude commercial recreational use

The fix costs less than one lease payment

  • Hunt-lease liability policies commonly run $200โ€“500/year for $1โ€“2M coverage, priced per acre
  • Specialists: American Hunting Lease Association, Outdoor Underwriters, Davis-Garvin; Farm Bureau affiliates write farm/ranch riders in every state
  • Pair it with a signed guest waiver โ€” releases ordinary-negligence claims, though never gross negligence โ€” and honest hazard disclosure

Our state-by-state directory of providers is free at wildpass.club/insurance, and WildPass hosts can require a built-in liability waiver on every booking (guests sign at checkout, timestamped). To be plain about our own terms: WildPass provides no liability insurance to hosts โ€” the coverage decision is yours, which is exactly why we make it easy.

WildPass โ€” one map for bookable private land, public lands, and walk-in access programs across the US. Explore the map โ†’